Do you know what happens when you default on your student loans? If you are not familiar with the word, let me explain. Default occurs when you fail to pay your monthly loan payment. If you are in debt, you know that particular […]
Debt has a way of adding emotional pressure on an already stress filled life. Know that there are people and resources to help you get through any financial situation. There is always hope.
I recently published Money Proverbs: What Ancient Wisdom Can Teach You About Managing Your Money. Being a newly self-published author, I didn’t know what I was doing during the process. Here are some lessons I learned. 1. Get an editor I had so […]
Do you pay more than the minimum payment on your loans? If not, you should start. By paying only the minimum, you are missing out on thousands of dollars. Do you know how interest works? If you have debt, you have interest. […]
Loans, loans, and more loans. I can’t be a personal finance blogger without speaking on the issue of student loans. We all have them or know someone who has them. The burden they bring can be emotional and physical. Regardless what […]
Did you know that you are in business? You may say that you are an employee, but think of yourself as an entrepreneur. Let me explain. Businesses simply serve people, via products and services. The people they serve show their appreciation by […]
Have you ever been afraid to check your credit card balance…because you spent way too much last month? You are not alone. Overspending hits all of us. But why? Why do we overspend? I am sure most of us don’t wake up in the […]
This is Part 3 of the Budgeting Series. See Part 2 here. Budgeting has a way of being intrusive. You can find out a lot about a person by looking at their spending habits and how they budget their spending. As a financial planner, I […]