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If You Want to Get out of Debt, Please Pay More than the Minimum

If You Want to Get out of Debt, Please Pay More than the Minimum

Do you pay more than the minimum payment on your loans?   If not, you should start. By paying only the minimum, you are missing out on thousands of dollars.   Do you know how interest works?   If you have debt, you have interest. […]

Pros and Cons of Refinancing Student Loans

Pros and Cons of Refinancing Student Loans

  Loans, loans, and more loans.   I can’t be a personal finance blogger without speaking on the issue of student loans.   We all have them or know someone who has them. The burden they bring can be emotional and physical.   Regardless what […]

Think like an Entrepreneur Even If You are an Employee

Think like an Entrepreneur Even If You are an Employee

  Did you know that you are in business?   You may say that you are an employee, but think of yourself as an entrepreneur. Let me explain.   Businesses simply serve people, via products and services. The people they serve show their appreciation by […]

Money Proverbs: Invite Others into Your Journey

Money Proverbs: Invite Others into Your Journey

Seeking advice and inviting others into your decision making process increases the likelihood for success and sustainability in your financial journey.

Keep Cash in Your Pocket by Dealing with the 3 C’s of Overspending

Keep Cash in Your Pocket by Dealing with the 3 C’s of Overspending

  Have you ever been afraid to check your credit card balance…because you spent way too much last month? You are not alone. Overspending hits all of us. But why? Why do we overspend? I am sure most of us don’t wake up in the […]

Simplify Your Budget by Focusing on Personals

Simplify Your Budget by Focusing on Personals

This is Part 3 of the Budgeting Series.  See Part 2 here. Budgeting has a way of being intrusive. You can find out a lot about a person by looking at their spending habits and how they budget their spending.  As a financial planner, I […]

Steph Curry, the Comparison Game and Personal Finance

Steph Curry, the Comparison Game and Personal Finance

Photo by Marcio Jose Sanchez/AP Images   I love the NBA playoffs. I am not sure if have been watching, but Golden State is lighting up the Playoffs, with Steph Curry leading the way. Recently, I found an interesting stat on Steph.  Back in June […]

Career Advice I would tell my 22 year old self

Career Advice I would tell my 22 year old self

There is so much stuff I would tell my 22-year-old self. But this article from Shane Rodgers, author of Tall People Don’t Jump, summed it up well, in regards to career stuff. Here are some highlights and my thoughts: 1. A career is a marathon, […]

Money Proverbs: Be Excellent at What You Do

Money Proverbs: Be Excellent at What You Do

Photo via Clem Onojeghuo   In the last money proverb, I talked about staying in your lane and playing to your strengths.   This money proverb is about taking your strengths to another level.   It can be argued that your career is your most […]

Get SMART with your Goals

Get SMART with your Goals

  I hate annual performance reviews.   All my nine-to-fivers out there know what I am talking about.   The worst part is coming up with goals for yourself for the upcoming year.  I can’t count the number of times I created a list of […]