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Money Proverbs: Master Your Skills

Money Proverbs: Master Your Skills

Photo via Clem Onojeghuo Every once in a while I like to take a second to explore some proverbs from the Book of Proverbs that have influenced my thinking on money, wealth and work over the years. “Do you see someone skilled in their work? […]

Get SMART with your Goals

Get SMART with your Goals

  I hate annual performance reviews.   All my nine-to-fivers out there know what I am talking about.   The worst part is coming up with goals for yourself for the upcoming year.  I can’t count the number of times I created a list of […]

Pros and Cons of Refinancing Student Loans

Pros and Cons of Refinancing Student Loans

Loans, loans, and more loans.   I can’t be a personal finance blogger without speaking on the issue of student loans.   We all have them or know someone who has them.  The burden they bring can cause emotional and physical.  Some even consider student […]

How Car Loans go “Upside Down”

How Car Loans go “Upside Down”

Have you heard the term before?  I am “upside down on my mortgage” is a common phrase.  But what does it mean?  It means that you owe more than the value of the property.   Upside Down Loan Illustrated   Unfortunately, assets tend to swing […]

4 Ways to Avoid Buyer’s Remorse And Make Confident Purchases

4 Ways to Avoid Buyer’s Remorse And Make Confident Purchases

Have you felt regret after you bought something? You know, the “I should have known better” feeling in your gut after you realize that the thing you bought was a waste of money. It is called buyer’s remorse.  Something we all have experienced at some […]

Cash Flow: The Metric You Probably Don’t Track

Cash Flow: The Metric You Probably Don’t Track

Cash is king here in NYC.  I can’t count the number of times that my wife and I went on dates to local restaurants only to find out that they were “cash only” establishments.  Back then I hardly carried cash.  It was so unromantic to […]

Money Proverbs: Work Your Land

Money Proverbs: Work Your Land

“Those who work their land will have abundant food, but those who chase fantasies have no sense.” Proverbs 12:11   On the road to financial freedom, there are only two ways to getting to your destination: decrease expenses or increase income.  When it comes to […]

How I lost $50 at an ATM

How I lost $50 at an ATM

I lost 50 dollars at an ATM a couple of weeks ago.  Let me tell you what happened.  I went to my bank’s ATM to take out $200.  I put in my pin and selected the receipt to be emailed to me.  The cash came […]

What’s your liquidity?

What’s your liquidity?

What’s your favorite liquid? I like chocolate milk.  It is sweet and smooth. I asked my daughter.  She said water, but she isn’t well acquainted yet (she’s 2). Wait this is a personal finance blog, right? Right. So when I say “What’s your liquidity?” I […]

Why You Should Care About Net Worth

Why You Should Care About Net Worth

How can we build wealth if we can’t track our progress?  Net worth is one of those terms you have to get familiar with if you want to get control of your finances.  Do you know how to calculate net worth?  If you don’t, this […]