Helping millennials rehabilitate finances and restore possibilities

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Where Budgeting Gets Personal

Where Budgeting Gets Personal

This is Part 3 of the Budgeting Series.  See Part 2 here. Budgeting has a way of being intrusive. You can find out a lot about a person by looking at their spending habits and how they budget their spending.  As a financial planner, I […]

Why a Money Proverbs book?

Why a Money Proverbs book?

First, it was a blog post.   Then it was a series of posts.   A little while after that, it developed into a book.   I got a bunch of good feedback from the initial Money Proverbs idea, so I wanted to put something […]

Steph Curry, the Comparison Game and Personal Finance

Steph Curry, the Comparison Game and Personal Finance

Photo by Marcio Jose Sanchez/AP Images   I love the NBA playoffs. I am not sure if have been watching, but Golden State is lighting up the Playoffs, with Steph Curry leading the way. Recently, I found an interesting stat on Steph.  Back in June […]

Career Advice I would tell my 22 year old self

Career Advice I would tell my 22 year old self

There is so much stuff I would tell my 22 year old self. But this article from Shane Rodgers, author of Tall People Don’t Jump, summed it up well, in regards to career stuff. Here are some highlights and my thoughts: 1. A career is […]

Money Proverbs: Master Your Skills

Money Proverbs: Master Your Skills

Photo via Clem Onojeghuo “Do you see someone skilled in their work? They will serve before kings; they will not serve before officials of low rank.” Proverbs 22:29 In the last money proverb, I talked about staying in your lane and playing to your strengths. […]

Get SMART with your Goals

Get SMART with your Goals

  I hate annual performance reviews.   All my nine-to-fivers out there know what I am talking about.   The worst part is coming up with goals for yourself for the upcoming year.  I can’t count the number of times I created a list of […]

Pros and Cons of Refinancing Student Loans

Pros and Cons of Refinancing Student Loans

Loans, loans, and more loans.   I can’t be a personal finance blogger without speaking on the issue of student loans.   We all have them or know someone who has them.  The burden they bring can be emotional and physical. Regardless what you think about […]

How Car Loans go “Upside Down”

How Car Loans go “Upside Down”

I am “upside down on my mortgage” is a common phrase. But what does it mean? In short, it means that you owe more than the value of the property.   Upside Down Loan Illustrated   Unfortunately, assets tend to swing in value depending on […]

4 Ways to Avoid Buyer’s Remorse And Make Confident Purchases

4 Ways to Avoid Buyer’s Remorse And Make Confident Purchases

Have you felt regret after you bought something? You know, the “I should have known better” feeling in your gut after you realize that the thing you bought was a waste of money. It is called buyer’s remorse.  Something we all have experienced at some […]

Cash Flow: The Metric You Probably Don’t Track

Cash Flow: The Metric You Probably Don’t Track

Cash is king here in NYC. I can’t count the number of times that my wife and I went on dates to local restaurants only to find out that they were “cash only” establishments. Back then I hardly carried cash.  It was so unromantic to […]