Recent Posts

Scribd Review: The New Way to Save Money on Books

Scribd Review: The New Way to Save Money on Books

I stumbled upon an app called Scribd. After a month of usage, it has surpassed Kindle as my favorite e-reading service out there. It could very well be the “Netflix of Books.” Here is my review.

Start Building Your Emergency Fund Today, You Will Thank Me Later

Start Building Your Emergency Fund Today, You Will Thank Me Later

Do you have an emergency fund? If you don’t, this is one personal finance principle you need follow ASAP. You will thank me later.

What Happens When You Default on Your Loans

What Happens When You Default on Your Loans

Do you know what happens when you default on your student loans?   If you are not familiar with the word, let me explain. Default occurs when you fail to pay your monthly loan payment.   If you are in debt, you know that particular […]

How to “Make it to the Top” in Your Career, Without Climbing the Corporate Ladder

How to “Make it to the Top” in Your Career, Without Climbing the Corporate Ladder

How one man made it to the top of his career without climbing the corporate latter.

The Emotional Burden of Debt

The Emotional Burden of Debt

Debt has a way of adding emotional pressure on an already stress filled life. Know that there are people and resources to help you get through any financial situation. There is always hope.

5 Lessons I Learned from Self-Publishing My First Book

5 Lessons I Learned from Self-Publishing My First Book

I recently published Money Proverbs: What Ancient Wisdom Can Teach You About Managing Your Money. Being a newly self-published author, I didn’t know what I was doing during the process. Here are some lessons I learned.   1. Get an editor   I had so […]

If You Want to Get out of Debt, Please Pay More than the Minimum

If You Want to Get out of Debt, Please Pay More than the Minimum

Do you pay more than the minimum payment on your loans?   If not, you should start. By paying only the minimum, you are missing out on thousands of dollars.   Do you know how interest works?   If you have debt, you have interest. […]

Pros and Cons of Refinancing Student Loans

Pros and Cons of Refinancing Student Loans

  Loans, loans, and more loans.   I can’t be a personal finance blogger without speaking on the issue of student loans.   We all have them or know someone who has them. The burden they bring can be emotional and physical.   Regardless what […]

Think like an Entrepreneur Even If You are an Employee

Think like an Entrepreneur Even If You are an Employee

  Did you know that you are in business?   You may say that you are an employee, but think of yourself as an entrepreneur. Let me explain.   Businesses simply serve people, via products and services. The people they serve show their appreciation by […]

Money Proverbs: Invite Others into Your Journey

Money Proverbs: Invite Others into Your Journey

Seeking advice and inviting others into your decision making process increases the likelihood for success and sustainability in your financial journey.