Budgeting

Get the Right Tools for the Job

Get the Right Tools for the Job

Have you tried to spread butter with a screwdriver?   Or have you brushed your hair with a toothbrush?   It’s doable, but it takes much effort and a lot of time.   I was always told to work smarter, not harder.   Working smarter […]

Here are Three Questions Every Budget Should Answer

Here are Three Questions Every Budget Should Answer

If your budget doesn’t answer these three simple questions, you’re not really budgeting.

Simplify Your Budget by Focusing on Personals

Simplify Your Budget by Focusing on Personals

This is Part 3 of the Budgeting Series.  See Part 2 here. Budgeting has a way of being intrusive. You can find out a lot about a person by looking at their spending habits and how they budget their spending.  As a financial planner, I […]

A Strategy to Make Your Budget Better

A Strategy to Make Your Budget Better

This is part 2 of the “Do you have a budget?” series.  See part 1 here. So you have a budget.  Great!   But we aren’t done yet.  It’s time to level up.   A budget by itself doesn’t mean much.  It’s like driving your […]

Budget Basics

Budget Basics

Everyone started somewhere. Most of us started at zero… in our savings account. Then at some point, a series of decisions moved us into the negative.  One step forward, two steps back. I remember when I got my first paycheck straight out of college.  I went […]