Have you tried to spread butter with a screwdriver? Or have you brushed your hair with a toothbrush? It’s doable, but it takes much effort and a lot of time. I was always told to work smarter, not harder. Working smarter […]
If your budget doesn’t answer these three simple questions, you’re not really budgeting.
This is Part 3 of the Budgeting Series. See Part 2 here. Budgeting has a way of being intrusive. You can find out a lot about a person by looking at their spending habits and how they budget their spending. As a financial planner, I […]
This is part 2 of the “Do you have a budget?” series. See part 1 here. So you have a budget. Great! But we aren’t done yet. It’s time to level up. A budget by itself doesn’t mean much. It’s like driving your […]
Everyone started somewhere. Most of us started at zero… in our savings account. Then at some point, a series of decisions moved us into the negative. One step forward, two steps back. I remember when I got my first paycheck straight out of college. I went […]