Debt

Pros and Cons of Refinancing Student Loans

Pros and Cons of Refinancing Student Loans

Loans, loans, and more loans.   I can’t be a personal finance blogger without speaking on the issue of student loans.   We all have them or know someone who has them.  The burden they bring can be emotional and physical. Regardless what you think about […]

How Car Loans go “Upside Down”

How Car Loans go “Upside Down”

I am “upside down on my mortgage” is a common phrase. But what does it mean? In short, it means that you owe more than the value of the property.   Upside Down Loan Illustrated   Unfortunately, assets tend to swing in value depending on […]