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Keep Cash in Your Pocket by Dealing with the 3 C’s of Overspending

Keep Cash in Your Pocket by Dealing with the 3 C’s of Overspending

  Have you ever been afraid to check your credit card balance…because you spent way too much last month? You are not alone. Overspending hits all of us. But why? Why do we overspend? I am sure most of us don’t wake up in the […]

Simplify Your Budget by Focusing on Personals

Simplify Your Budget by Focusing on Personals

This is Part 3 of the Budgeting Series.  See Part 2 here. Budgeting has a way of being intrusive. You can find out a lot about a person by looking at their spending habits and how they budget their spending.  As a financial planner, I […]

Steph Curry, the Comparison Game and Personal Finance

Steph Curry, the Comparison Game and Personal Finance

Photo by Marcio Jose Sanchez/AP Images   I love the NBA playoffs. I am not sure if have been watching, but Golden State is lighting up the Playoffs, with Steph Curry leading the way. Recently, I found an interesting stat on Steph.  Back in June […]

Career Advice I would tell my 22 year old self

Career Advice I would tell my 22 year old self

There is so much stuff I would tell my 22-year-old self. But this article from Shane Rodgers, author of Tall People Don’t Jump, summed it up well, in regards to career stuff. Here are some highlights and my thoughts: 1. A career is a marathon, […]

Money Proverbs: Be Excellent at What You Do

Money Proverbs: Be Excellent at What You Do

Photo via Clem Onojeghuo   In the last money proverb, I talked about staying in your lane and playing to your strengths.   This money proverb is about taking your strengths to another level.   It can be argued that your career is your most […]

Get SMART with your Goals

Get SMART with your Goals

  I hate annual performance reviews.   All my nine-to-fivers out there know what I am talking about.   The worst part is coming up with goals for yourself for the upcoming year.  I can’t count the number of times I created a list of […]

How Car Loans go “Upside Down”

How Car Loans go “Upside Down”

I am “upside down on my mortgage” is a common phrase. But what does it mean? In short, it means that you owe more than the value of the property.   Upside Down Loan Illustrated   Unfortunately, assets tend to swing in value depending on […]

4 Ways to Avoid Buyer’s Remorse And Make Confident Purchases

4 Ways to Avoid Buyer’s Remorse And Make Confident Purchases

Have you felt regret after you bought something?   You know, the “I should have known better” feeling in your gut after you realize that the thing you bought was a waste of money.   It is called buyer’s remorse.  Something we all have experienced […]

Cash Flow: The Metric You Probably Don’t Track

Cash Flow: The Metric You Probably Don’t Track

Cash is king here in NYC. I can’t count the number of times that my wife and I went on dates to local restaurants only to find out that they were “cash only” establishments. Back then I hardly carried cash.  It was so unromantic to […]

Money Proverbs: Work Your Land, Not Someone Else’s

Money Proverbs: Work Your Land, Not Someone Else’s

Below is a chapter from my recently published book, “Money Proverbs: 9 Principles for Earning, Saving and Giving Your Way to Wealth”.  If you like my work, feel free to pick up a copy at Amazon or on iBooks.   “Those who work their land […]