Recent Posts

What’s your liquidity?

What’s your liquidity?

What’s your favorite liquid? I like chocolate milk.  It is sweet and smooth. I asked my daughter.  She said water, but she isn’t well acquainted yet (she’s 2). Wait this is a personal finance blog, right? Right. So when I say “What’s your liquidity?” I […]

Why You Should Care About Net Worth

Why You Should Care About Net Worth

  Do you know your blood type? I honestly didn’t know mine until a couple of months ago. I am a type A. How about your Net Worth? Do you know yours? Everyone has one. It could be negative or positive. It could actually be […]

Money Proverbs: Laziness vs Diligence

Money Proverbs: Laziness vs Diligence

Below is a chapter from my recently published book, “Money Proverbs: 9 Principles for Earning, Saving and Giving Your Way to Wealth”.  If you like my work, feel free to pick up a copy at Amazon or on iBooks. Lazy hands make for poverty, but […]

A Strategy to Make Your Budget Better

A Strategy to Make Your Budget Better

This is part 2 of the “Do you have a budget?” series.  See part 1 here. So you have a budget.  Great!   But we aren’t done yet.  It’s time to level up.   A budget by itself doesn’t mean much.  It’s like driving your […]

Budget Basics

Budget Basics

Everyone started somewhere. Most of us started at zero… in our savings account. Then at some point, a series of decisions moved us into the negative.  One step forward, two steps back. I remember when I got my first paycheck straight out of college.  I went […]

Let’s begin the journey toward financial health

Let’s begin the journey toward financial health

If I was betting man, I would bet that you are in debt or dealt with debt in the past.  But I am not a betting man.  So I am not going to guess your personal finance story. Financial lack is a major issue We […]

What is wealth?

What is wealth?

What is wealth, really? Some people think it is having a large income.  Others may think it is cash in the bank.  Or it may look like a nice car or a big house. A Definition of Wealth But let me give you a better […]